Our banking and financial services practice covers the full range of federal and state regulatory matters affecting corporate structure and organization, lines of business, investments, consumer issues, and other compliance obligations. Our lawyers have extensive experience with the state and federal laws and regulations governing banking, as well as long-standing relationships with the principal federal and state regulatory agencies.
Our regulatory advice to financial institutions is broad in scope, including the chartering of new banking institutions and their subsidiaries, charter conversions, financial holding company elections, bank mergers and acquisitions, branch purchase and sale transactions, regulatory capital requirements, public and private capital raising transactions, permissible activities and activity restrictions, affiliate transactions, insider lending, and going private transactions.
In addition, we assist clients with problem bank issues, including the negotiation of and compliance with formal and informal regulatory enforcement actions, capital planning, prompt corrective action requirements, and asset quality, management, and liquidity deficiencies.